Rashtriya Swasthya Bima Yojana is launched in the year 2008. RSBY is launched for BPL card who is working in unorganized sector. Know More about it Rashtriya Swasthya Bima Yojana from this article.
Rashtriya Swasthya Bima Yojana
Rashtriya Swasthya Bima Yojana is a national scheme for Health Insurance Programme. It is launched on 1st April 2008. As per this scheme, the government aims to provide health insurance to the people for expenses of health problems such as heart attack, Kidney diseases etc.
Rashtriya Swasthya Bima Yojana is providing a health insurance to those people who are working in unrecognized sectors & BPL card holder. It is providing health insurance to their family member also.
It is providing a cashless Insurance for the hospital expenses. It is implemented in the 25 states of India. Under the RSBY Scheme, Health insurance is covering existing illness & It is providing expense up to 30,000 Rs. per family. This scheme covering the whole family including Head Of The Family, Spouse, three children & their parents.
In the Starting Phase, The RSBY is a project under the Ministry Of Labour & Employment which transferred to the Ministry of Health & Family Welfare in 2015.
The Indian government aiming to give assurance to the BPL card holder for their health-related issues.
The RSBY provides a Milestone initiative step of the unrecognized sectors worker & provide them a social security to them & their family.
It is also Providing an insurance due to physical disabilities of the person, health problems, maternity delivery, or many other diseases.
This scheme is taking a world’s best insurance scheme as per World Bank, The UN & The ILO. The Biggest change done through this scheme is bringing an investment to the Unserved Areas of the India.
Most of the other private healthcare investments are focused on territory or specialized care in city areas.
Feature of Rashtriya Swasthya Bima Yojana
It was launched for unorganized sector’s workers in 2008. It is providing a health insurance scheme for BPL families who are working in the Unorganised sector.
This scheme is IT-enabled, Smart Card bases Health insurance scheme. It is providing Rs. 30,000 annually on a family floater to the BPL families. & 11 professional group in the Organised sector.
As per RSBY Scheme, the health insurance holder can choose public or private hospitals for better health-related services. this scheme is also good for businesses all stakeholders.
How to Apply for Rashtriya Swasthya Bima Yojana?
There is no need to apply for RSBY. The government provides an electronic BPL holder list for Health Insurance Smart Card. Pre-Specified data format list was provided to the Insurer company.
This list was incorporated by the District Level officials of the village. The BPL list for RSBY is posting to the village Health Insurance scheme enrollment Place.
The date & location of enrollment of health insurance is deciding in advance.
Each Village has provided a Mobile Enrollment station for The documentation of the Health insurance scheme as per the list of eligible BPL Cardholder.
On that station, The Insurer has all equipment such as Hardware required for Biometric information such as fingerprints, Photographs of the policyholder & printer to print the Smartcard.
Under this scheme, The insurer provides a smart card for this scheme to every Policyholder. The smart card provided with a Pamphlet which contains a Scheme details, List of the hospitals and the policyholder needs to pay 30 rupees as a fee for a smart card.
The process will be completed in 10 minutes only. You get the Health Insurance scheme’s Smart Card covered in Plastic cover.