What is Pradhan Mantri Mudra Yojana?
Hi Guys, Do You know our Prime Minister gives the gift to hardworking and industrious people in the form of Pradhan Mantri Mudra Yojana(PMMY). It is good news for the self-dependents and those people who want to make their own business at the startup level.It will provide the fund for startups.
Pradhan Mantri Mudra Yojana
Pradhan Mantri MUDRA Yojana has been launched 8th April 2015.
The main objective of PMMY is to provide the Financial support to the Women Entrepreneurs. 2.76 Crore women funded in 2015-16 on the behalf of Pradhan Mantri Mudra Yojana Bank Loan.
This is a big vision by the government of India. The 65% people of India is under 40. It is a contrived to provide the employment to unemployed people. This scheme will be very helpful to improve India’s economic growth.It will help poor and unemployed.
It is not possible to run small businesses without the necessary facilities.
Those who want to start small enterprises but they do not have the necessary money. The government of India has started the MUDRA bank for the financial support to the entrepreneurs.
The PM Mudra Yojana help to provide Loan to start your micro units and facilitate them.So It is a Part of Startup India, Stand Up India Mission.
To start up your own micro unit, as per the eligibility criteria, MUDRA has registered with 27 Public Sector Banks, 17 Private Sector Banks, 27 Regional Rural Banks and 25 Micro Finance Institutions.
What is the Full Form Of MUDRA?
MUDRA: Micro Units Development and Refinance Agency.
Pradhan Mantri MUDRA Bank Loan Eligibility
Those applicants are eligible who have A woman, Private Ownership, Partnership, and Pvt. Ltd company who have startup up to Rs 10 Lakh.
How to Get Loan Under Pradhan Mantri Mudra Yojana?
MUDRA Loan means Funding the Unfunded. It helps to new micro-units as well as existing units. The New entrepreneurs are lucky cause it is a big gift for him.
The data of new entrepreneurs supported under PMMY indicate that out of 3.49 crore accounts financed during the year, 1.25 crore accounts were for new entrepreneurs, which work out to 36%.
It is a big success to enhance the women empowerment and make them self-dependent with the help of providing the finance under the Pradhan Mantri Mudra Yojana.
PMMY Loan Credit
3 Stages For MUDRA Bank Loan.
|Loan Up to 50,000||5,00,000||10,00,000|
|This level accommodates to starters those who want to start their business. This type of candidate can be eligible to get Rs 50,000 Mudra Loan.||This level accommodates to those entrepreneurs who have been started their business but want to facilitate it with more functional requirements. The Kishor should be eligible to get the Mudra Bank Loan above 50,000 to 5,00,000.||The candidate should be applied for the highest level of PMMY Or Mudra Yojana Bank loan. They can get above 5,00,000 to 10,00,000 Rs Loan to promote their business.|
You will get the MUDRA loan from the banks but you need to repay it within 5-7 year approximately.
Pradhan Mantri Mudra Yojana Loan Interest Rates
The MUDRA Loan interest rate starts from 10% to 15% as depends on the bank from where you get it.
Apply For Pradhan Mantri Mudra Loan or How To Get Mudra Loan?
If you want to get the MUDRA Loan then you need to go at the listed Micro Finance Institution which is listed in the above table. You need to give all the information about your business that you want to start or you have already.
They will ask to fill up the form.If you have a Current Bank Account, It is the big benefit to process your application.You will get the Pradhan Mantri Mudra Bank Loan easily and fast.
What is MUDRA Card?
MUDRA Card is Rupay or Debit Card provided by the banks to manage the withdrawal and repayment of Pradhan Mantri MUDRA Scheme loan.
Mudra Loan SBI
You can get the MUDRA loan from SBI at the nearest branch of State Bank Of India. You need to apply the same procedure to take the benefit of it.
List of MUDRA MFI(Micro Finance Institution) Banks
|1||S V Creditline Pvt. Ltd||Gurgaon.|
|2||Margdarshak Financial Services Ltd.||Lucknow.|
|3||Madura Micro Finance Ltd.||Chennai.|
|4||ESAF Micro Finance & Investments P. Ltd.||Thrissur, Kerala|
|5||Fusion Micro Finance P. Ltd.||New Delhi.|
|6||Ujjivan Financial Services P. Ltd.||Bangalore|
|7||Future Financial Services Ltd.||Chitoor, Andhra Pradesh.|
|8||SKS Microfinance Ltd||Hyderabad.|
|9||Utkarsh Micro Finance P. Ltd.||Varanasi|
|10||Equitas Micro Finance Pvt. Ltd.||Chennai.|
|11||Sonata Finance Pvt. Ltd.||Allahabad.|
|12||Saija Finance Private Ltd.||Patna.|
|13||Arth Micro Finance Pvt. Ltd.||Jaipur, Rajasthan|
|14||Shikhar Microfinance Pvt. Ltd.||Dwaraka, New Delhi.|
|15||Navachetana Microfin Services Pvt. Ltd||Haveri, Karnataka.|
|16||Samasta Microfinance Ltd.||Bangalore|
|17||Satin Credit Care Network Ltd.||Delhi.|
|18||Sahyog Microfinance Ltd.||Bhopal|
|19||Arohan Financial Services P. Ltd.||Kolkata.|
|20||Cashpor Micro Credit||Varanasi|
|21||Digamber Capfin Ltd.||Jaipur|
|22||Bhartiya Micro Credit||Lucknow.|
|23||Sakhi Samudaya Kosh||Solapur|
|24||Midland Microfin Ltd.||Jalandar.|
|25||RGVN (North East) Microfinance Ltd.||Guwahati.|
Pradhan Mantri Mudra Yojana Helpline Number
|Toll-Free Number||1800 180 1111, 1800 11 0001|
|Mudra Bank helpdesk Efirstname.lastname@example.org|
|Office Contact number||011-23748765|
|Mission Contact Email email@example.com|
|Mudra bank loan Customer support Email Idfirstname.lastname@example.org|
List OF State Wise Toll-Free Number For PMMY Complaints and Information
- ANDAMAN & NICOBAR ISLANDS: 18003454545
- ANDHRA PRADESH: 18004251525
- ARUNACHAL PRADESH: Under process
- ASSAM: Under process
- BIHAR: 18003456195
- CHANDIGARH: 18001804383
- CHHATTISGARH: 18002334358
- DADRA & NAGAR HAVELI: 18002338944
- DAMAN & DIU: 18002338944
- GOA: Under process
- GUJARAT: 18002338944
- HARYANA: 18001802222
- HIMACHAL PRADESH: 18001802222
- JAMMU & KASHMIR: 18001807087
- JHARKHAND: 1800 3456 576
- KARNATAKA: 180042597777
- KERALA: 180042511222
- LAKSHADWEEP: 0484-2369090
- MADHYA PRADESH: 18002334035
- MAHARASHTRA: 18001022636
- MANIPUR: Under process
- MEGHALAYA: Under process
- MIZORAM: Under process
- NAGALAND: Under process
- DELHI-NCR: 18001800124
- ORISSA: 18003456551
- PUDUCHERRY: 18004250016
- PUNJAB: 18001802222
- RAJASTHAN: 18001806546
- SIKKIM: 18003453256
- TAMIL NADU: Under process
- TELANGANA: 18004258933
- TRIPURA: 18003453344
- UTTAR PRADESH: 18001027788
- UTTARAKHAND: 18001804167
- WEST BENGAL: 18003453344
MUDRA Bank Registered And Corporate Office Address
SIDBI, GROUND FLOOR, VIDEOCON TOWER,
E-1, RANI JHANSI ROAD, NEW DELHI – 110055.
MSME DEVELOPMENT CENTRE,
C-11, G-BLOCK, BANDRA KURLA COMPLEX,
BANDRA EAST, MUMBAI – 400 051
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